A single engine for every leg of a cross-border settlement.
AskPay owns the whole stack — intake, compliance, treasury, FX, payout — so you integrate once and operate under one regulated counterparty.
Originator capture
01Funds enter via your local rail — EFT, Interac, ACH, SEPA, FPS, or a partner bank wire. We map every inbound to a deterministic transaction object before any value moves.
- →Idempotent intake API
- →Per-client virtual accounts
- →Webhook events on every state change
Compliance gate
02Every settlement passes through real-time sanctions screening, KYB validation, and travel-rule data assembly under our FINTRAC program, before any FX leg is executed.
- →OFAC, UN, EU, OSFI lists
- →Travel-rule originator/beneficiary fields
- →Case management for manual review
Treasury & FX
03Our treasury engine sources liquidity from a panel of regulated counterparties, executes the conversion, and books an atomic ledger entry — so source and target legs settle as one event.
- →Mid-market reference pricing
- →Pre-funded liquidity in 28 currencies
- →Daily netting against partner banks
Local-rail payout
04We terminate funds on the recipient's domestic real-time rail — UPI, PIX, FPS, SPEI, FAST, NIP — so beneficiaries get value in seconds, with structured remittance data attached.
- →Real-time rails in 18 markets
- →Same-day batch in 22 more
- →Reconciliation file per cut-off
Engineered for institutional volume.
API to ledger commit
Sustained on the engine
Trailing twelve months
Synchronous ledger replication